The Portfolio Management Process
Your financial details and personal circumstances are critical in determining the proper investment portfolio for your unique situation. These considerations include your financial obligations, risk profile (capacity and tolerance), tax implications, time horizon, and other factors. But no matter your situation, there are always ways to optimize your portfolio by reducing your risk and improving your investment performance. The key is to find the right balance of protecting and growing your wealth.
This is an in-depth process that involves proper asset allocation, diversification, investment selection, continuous monitoring, and leveraging of the extensive resources available at RBC Dominion Securities. Once your ideal portfolio has been determined for your specific situation, it will be reviewed with you in detail to ensure that you understand exactly what you are investing in, as well as the associated risks and opportunities. Your investments are also monitored and adjusted on a continuous basis, using modern advanced portfolio management techniques to adapt to changing economic and market conditions, as well as adapting to personal circumstances in your life and changes in your investment goals as they arise and develop over time.
For more sophisticated investors who are familiar with investment strategy, my portfolio management methodology revolves around two key philosophies. The first is using Modern Portfolio Theory to maximize the portfolio's Efficient Frontier, by investing in a diversified portfolio of non-correlated high-performing assets and classes, to achieve the best possible risk-adjusted returns. The second is using Value Investing principles to identify macroeconomic market cycles, then using ongoing Sector Rotation and Tactical Allocation based models and processes to maintain contrarian allocations that exploit inefficiencies in the market during periods of under or over valuation of specific assets and classes versus their fundamental relative long-term values. I pursue these philosophies and achieve this methodology by investing primarily in diversified equities, liquid alternatives, real asset funds, and fixed income.
